Young driver at wheel of car

New driver insurance for youngsters between 17 and 27 can cost a fortune unless you know where to look for the best deals.

For most young drivers their first encounter with vehicle insurance comes when their parents add their name to their own family car policy.  Apart from guaranteeing a huge hike in the premium, this can put the parent’s No Claims Bonus at risk.

So how do you avoid this?

Asprey Harris have teamed up with Marmalade, a specialist insurance company, to offer an affordable alternative to being added as a named driver on a parent’s car insurance. Available for provisional and full licence holders, this policy covers the new driver only and so avoids any risk to their parent’s No Claims Bonus.

Designed for drivers between 17 and 27, this innovative insurance policy, based on the family car, is a unique way for a young driver to get insurance to drive up 4,000 miles per year.

Using black box technology, the young driver will have the opportunity to start building their own No Claims Discount while being helped to develop safe driving skills. Young drivers will log their journeys via an app so parents can be certain that their driving isn’t being monitored.

This is great news for both parents and young driver.

Premiums can be paid annually or by interest free monthly payments. The policy starts as soon as all documents are submitted and the black box has been fitted.

Conditions of this policy include that the car remains insured by the owner throughout and customers will be required to submit copies of a signed policyholder declaration, driving licence and V5 document before the insurance commences.

Young driver insurance is available for all vehicles up to Group 26, provides comprehensive cover and has a compulsory policy excess of £750. Legal liability for people, property and vehicle damage is included.

Contact the Asprey Harris office on 01494 77 37 77 for additional information


Information updated 20 April 2018