At least that is the way it is supposed to be. Unfortunately, while making the most their BBQs for cooking many people suffer freezer meltdown in the summer, with July named as the peak month for frozen food claims on house insurance.
Claims analysis from insurer Ageas reveals that July is the peak month for frozen food claims, paying out over £30,000 to customers in July 2016 alone, an increase of 68% compared with the average monthly claim rate. Bearing in mind that an average freezer can hold up to 350 litres of food – the equivalent of 19 shopping bags – the cost of replacement soon builds up.
Top reasons leading to frozen food insurance claims last year included power cuts, tripped switches and people accidentally leaving the freezer door open. Some parents have also been left in the cold because their children have unplugged items around the house, including the fridge freezer.
Ant Middle, CEO Ageas Direct & Partnerships said, comments: “With BBQs a staple summertime soirée, most people do not consider the fact that an unexpected power cut or a tripped switch when you have no home insurance cover for frozen food could be an expensive error, even though people may think such instances would be fairly rare!
“We’re encouraging people to check they have the right protection under their home contents policy in place, as our claims data reveals just how pricey replacing soggy freezer food and chilled goods can be.”