Remember those hot and sunny days last summer, the ones that gave us record breaking temperatures and helped us forget about the never ending rain storms of earlier in the year? Most of us welcomed them with open arms and made the most of every single day, hoping that they would never end. But, of…
We’ve seen a great deal of change in our weather over the past few years and are told there is more to come. In the past twelve months we’ve had drought, flood, grey clouds, sunshine, snow and freezing temperatures. Whilst, on paper, that sounds like a normal year much of it has been extreme, veering…
It’s turning out to be a tricky winter. Facing the energy crisis, with ever rising bills to paid out of limited resources, the last thing we need is another bill for damage from frozen or burst pipes. As winter arrives the inconvenience, distress and expense of frozen or burst pipes as temperatures fall is an…
All we seem to hear about these days is the ‘cost of living crisis’ where everything is getting more expensive and stretching our budgets to the max. Well, here’s one good piece of news: the average price of insuring your home is down by 7% over the last year, with the price of covering your…
In recent weeks we have received enquiries regarding a sharp increase in the premiums for building insurance policies for flats. At present it is mainly flat renewals that are affected but this could spread to any other buildings insurance and it is worth taking time to understand what is happening and why. Most people would…
Christmas is one of the busiest times of year for thieves. They are ready and waiting to take full advantage of our generosity in buying expensive presents and storing them under a tree in full view of a window. It must be very tempting, especially when we tell everyone we are leaving the house empty.…
Have you ever noticed your insurance premium creeping up every year, even when you renew with your existing insurer? Known in the business as price walking, it means that consumers have to shop around and switch insurer every year to avoid paying higher prices for being loyal. It also distorts the way the market works…
Support for those working from home due to the pandemic and drivers has been further extended. Pledges by members of the Association of British Insurers (ABI) had been due to end on 31 December but will now continue until 19 March 2021. This continued extra support could be of significant help to many of the…
Extreme weather events: know your risk and make sure you are covered Having recently weathered heavy winds, excessive rain and flooding, the usual patterns seen ever since accurate weather records have been kept from the 19th century onwards are now changing. Weather events, specifically winds and rainfall, are more severe and less predictable. Here is…
There are specific risks during the holiday period. While it is generally the case that we all pay attention to safety – and arrange our insurance accordingly – at any time of year, the Christmas period shows a higher than average incidence of damage and injury. This is especially the case in terms of fire…
