Support for those working from home due to the pandemic and drivers has been further extended. Pledges by members of the Association of British Insurers (ABI) had been due to end on 31 December but will now continue until 19 March 2021.
This continued extra support could be of significant help to many of the UK’s 17 million home insurance policyholders and 27 million motor insurance customers as the impact of the pandemic continues to be felt across the UK.
If you are an office-based worker and are working from home because of the pandemic, your home insurance cover will not be affected. You do not need to contact your insurer to update your documents or extend your cover.
Should you have to drive to and from your workplace because of the impact of Covid-19, your insurance policy will not be affected. You do not need to contact your insurer to update your documents or extend your cover.
Also, if you are using your own car for voluntary purposes to transport medicines or groceries to support others who are impacted by Covid-19, your cover will not be affected. You do not need to contact your insurer to update your documents or extend your cover. This applies to all categories of NHS Volunteer Responders, including transporting patients, equipment, or other essential supplies.
Policyholders who have less temporary changes in their working at home or driving patterns that will continue into the next 12 months and are renewing their insurance policy should discuss these changes with their broker or insurer.
Where your work is critical to the national response to Covid-19 and you need to use your own car to drive to different locations for work purposes because of the impact of Covid-19, your cover will not be affected. You do not need to contact your insurer to update your documents or extend your cover.
However, all motorists should follow Government guidance and avoid non-essential travel where possible.
Laura Hughes, ABI’s Manager, General Insurance, said: “The pandemic continues to cause significant disruption and worry, and the further extension of these temporary pledges reflects the commitment of insurers to helping customers as we battle our way out of the crisis. From pledges of extra support, paying over £1.8 billion in Covid-related claims, and donating through the Covid-19 Support Fund over £100 million to help the most vulnerable, insurers continue to do all they can to help their customers and wider society.”
