The sale of DashCams has steadily increased over the years, and for some, having a DashCam has been a valuable asset when dealing with accident reports and insurance claims. When a driver’s attention is focussed on the road ahead, having a DashCam can help with recording the finer details relating to the road conditions, traffic and peripheral activities that a driver may not have seen.
Not surprising that many manufacturers have also tapped into this market, providing DashCams that record the conditions for both front and back windows to standard memory card, through to more complicated gadgets that connect to emergency services, Alexa and BlueTooth devices, recording GPS locations, with speed recorders, music and mobile options and even iCloud storage.
So, what should you consider when purchasing a DashCam?
Aside from making this an ideal gift for any new driver or motor enthusiast, the initial cost, ease of installation, ease of use, connectivity and additional features are personal choice, but does having a DashCam have any other benefits to car owners?
Geoff Rolls is a psychologist from the University of Southampton claimed that “Traffic accidents happen so quickly and cause such stress that it’s highly likely the recollections of the people involved will be sketchy, even without taking into account the fact that people naturally interpret things to their own advantage. Dashcams provide a solution to this problem and can even discourage dangerous or inconsiderate driving by making motorists accountable for their actions.”
Aside from the ability to provide evidence, this little gadget can also provide peace of mind and possibly save time and money when claims are submitted, speeding up the claim with a view to getting your payment or settlement through as soon as possible.
Technologies such as DashCams and black boxes, are making an impact on car insurance, recording speed, braking and cornering, recording all activity on the road, many drivers see them as a great way to support claims and confirm their innocence and establish who was at fault when reviewing traffic incidents, whilst insurance companies may reduce premiums for drivers who are prepared to be seen as responsible drivers or those who wish to protect their ‘No Claims Bonus’.
With ‘Cash for Crash’ claims, unexpected distractions or shared use of the road and surrounding areas between motorists, cyclists, pedestrians or animals (horses, livestock, etc) having a DashCam could mean a savings on your premium. Some insurers offer customers discounts on their car insurance premiums if they have a DashCam installed, but we don’t expect you to ring around for quotes, life is busy enough without adding any extra pressure, call our office and ask one of our team to compare quotes or to discuss your new or existing insurance.