Fewer accidents lead to overall claim payouts falling by almost one fifth Average personal injury claims rise by 13% Motor insurance premiums remain at a four year low Insurers continue to give additional benefits to motorists The number of motor insurance claims settled by insurers in 2020 fell by 19% according to figures published by…
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Changes have been made to the provision of travel insurance to help consumers with pre-existing medical conditions (PEMCs) to find affordable cover for their conditions. Before these changes took place some were declined cover, offered cover with exclusions for their PEMCs or offered what they saw as unaffordable premiums. To address this, the Financial Conduct…
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… and coming to your location shortly. Local councils will shortly be given authority to fine drivers for committing minor traffic offences such as driving in cycle lanes, stopping within yellow box junctions and failing to follow one-way systems or contravening no-entry signs. These are in addition to the fines for parking and speeding they…
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In November we warned there was a real chance that Green Card insurance would return when we left the EU – and we were right. If you drive your vehicle in Europe now you must ensure that you carry this extra documentation. For the majority of drivers in the UK that has not been a…
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Our office will have reduced opening hours over the Christmas period. We will be open: Thurs 24 December 08.30 – 11.30 am Tues 29 to Thurs 31 December 08.30 – 10.30 am We will be closed: Fri 25 to Mon 28 December Fri 1 to Sun 3 January Normal business hours will resume from Monday…
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Support for those working from home due to the pandemic and drivers has been further extended. Pledges by members of the Association of British Insurers (ABI) had been due to end on 31 December but will now continue until 19 March 2021. This continued extra support could be of significant help to many of the…
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As the UK and EU continue to search for agreement on Brexit terms one item that may make a re-appearance is the Green Card, which offers proof of valid motor insurance cover when driving abroad. For younger drivers this will be a new requirement but there are still plenty of UK drivers who will remember…
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Short-Term Private Motor Insurance – Temporary Car Insurance – When You Need It This motor insurance policy provides short term cover for a maximum period of 28 days. Regular Uses & Benefits of this Insurance: Arrange Immediate short-term cover to drive a new vehicle home Prevent any risk to the main owners No Claims…
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The global coronavirus pandemic of COVID-19 has upended some of the conventional wisdom and practices involved in travel insurance. This is what economists call a “black swan” event, being unpredicted and having unpredictable consequences. Before this, the primary questions have been the following: destination; duration of trip; purpose of trip; and activities likely to take…
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A recent article with advice from a leading insurer reminds everyone to make sure that servicing, maintenance and MOT checks on your vehicle(s) are much more than just an obligation. Unless all this is not dutifully performed, an insurer can cancel a policy or refuse a payout. That is not to mention fines of £1,000…
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