In recent weeks we have received enquiries regarding a sharp increase in the premiums for building insurance policies for flats. At present it is mainly flat renewals that are affected but this could spread to any other buildings insurance and it is worth taking time to understand what is happening and why. Most people would…
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A new law on the use of mobile phones while driving has come into effect with an offence being triggered whenever a driver holds and uses a device, regardless of why they are holding it. The law covers any device which is capable of interactive communication even if the functionality is not enabled at the…
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The good news is that last year saw premiums fall to their lowest level for six years according to the ABI’s latest Motor Insurance Premium Tracker. The not so good news is that they may be on their way back up. The latest Tracker survey, the only one that looks at the price consumers pay…
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When the latest edition of the Highway Code is published on Saturday 29 January 2022 all road users will find their place in the ‘hierarchy of the road’ has changed. Where ‘the motorist is king’ has long been the accepted mantra, drivers now find themselves relegated to fifth place or lower, while pedestrians jump to…
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Christmas is one of the busiest times of year for thieves. They are ready and waiting to take full advantage of our generosity in buying expensive presents and storing them under a tree in full view of a window. It must be very tempting, especially when we tell everyone we are leaving the house empty.…
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Just to let you know that we will have reduced opening hours over the Christmas period. Our office will be open: Thurs 24 December 08.30 – 11.30 am Wed 29 to Fri 31 December 08.30 – 10.30 am Our office will be closed: Sat 25 to Tues 28 December Sat 1 to Mon 3 January…
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The thrill of a ride in the open air – or the pain of a ride in the back of ambulance? If you’re planning to give an e-scooter, the latter is as much of a reality as the former. Could you live with yourself if the rider was severely injured or even worse killed, if…
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Have you heard the one about ….. The gardener who made several fake claims for alleged injuries to his knee and elbow – one after he said he had slipped on decking, another while tripping on stairs. Unfortunately for him his claims fell apart when social media posts showed him weightlifting and jet skiing despite…
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Research by IAM RoadSmart, the UK’s largest independent road safety charity, has revealed how the ‘green agenda’ is radically influencing the driving attitudes of young people aged 17-24. The ban of new petrol and diesel vehicle sales from 2030, and the absence of manual gearboxes in electric vehicles, has prompted 61% of the 1,000 young…
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Prices are rising across the board: from food to fuel, utilities to school uniforms the things we buy regularly are triggering a rise in inflation. Yet one thing appears to be bucking the trend – motor insurance premiums. According to the Association of British Insurer’s (ABI) latest Motor Insurance Premium Tracker, the average cost of motor insurance…
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