What makes specialist insurance special?
In the eyes of some insurance companies, what many people may think of as a fairly normal activity actually needs specialist insurance cover. And not all insurance companies offer this.
On the personal front we are talking about activities such as:
- Bee keeping
- Model train sets
- Horse riding
We have read the small print of all the major insurance companies and know when and where you will need extra insurance. It might be for the whole activity or just accidental damage for certain items. We might even suggest additional features you may not know are available – or required.
On a larger scale you will need specialist insurance cover for:
- Charity events
Whether it’s public liability, adverse weather conditions or cancellation, we can find an insurer who will offer cover for your unique circumstances.
And then there are people who need policies for work activities such as:
- Pest controllers
- Tree surgeons
Asprey Harris advisors understand the insurance market well and using contacts with both large and small insurers, know where we can place this kind of business.